Payxem is the invoicing and payment platform built for freelancers and small businesses in markets PayPal forgot. Send one link, let the client pay how they want, and receive a payout that actually works in your country.
01Why this matters now
South Asia has one of the world's largest freelancer populations, but the biggest global payment rail, PayPal, either does not work or cannot pay out locally in Pakistan, Bangladesh, and Nepal.
Freelancers lose money to currency conversion, slow bank wires, and risky workarounds such as fake-country PayPal accounts that get frozen.
Payxem closes that gap with one link that supports cards, bank, and stablecoin, plus payouts that settle to local channels like bank, bKash, and Nagad.
02Who it's for
Freelancers on Upwork, Fiverr, and with direct international clients.
Small agencies and service businesses invoicing clients in the US, UK, and Europe.
Anyone in an emerging market who needs to look professional and get paid by clients abroad.
03Key messages
Built for the markets that get left out. Not a Western tool retrofitted, designed for Pakistan, Bangladesh, Nepal, and similar markets.
One link, client's choice. Send a single invoice or pay link; the client picks card, bank, or crypto.
Money that lands locally. Payouts route to channels people actually use at home.
Free to start. Create an account and send your first invoice.
Save in gold and silver to beat inflation. Turn idle balance into gold or silver inside the app, a classic hedge when the local currency keeps losing value.
04Available on every device
Android: live on Google Play.
iPhone and desktop: works as a web app, add to home screen and use like a native app.
05Beat inflation with gold and silver savings
This is the angle that sets Payxem apart from payment-only tools in South Asia. In Pakistan, Bangladesh, Nepal, and similar markets, the local currency loses value to inflation every year, so money sitting idle quietly shrinks in purchasing power.
Save in real gold and silver. Convert part of your balance into gold or silver inside the app, the savings people in these regions have trusted for generations.
Buy and sell anytime. No jeweller, no physical storage, no making charges. Move in and out whenever you want, from the same wallet you get paid into.
A hedge, not just a wallet. Earn internationally, then protect what you earn against a falling rupee or taka, all in one place.
06Pick the angle that fits you
For PR teams, media houses and influencers. Choose your lane below, then run with the story your audience will actually click.
If you are press or a media house
The PayPal gap in South Asia and the alternative filling it. How freelancers in Bangladesh and Nepal are getting paid in 2026. Tie it to PayPal's Sri Lanka launch: what about everyone else?
If you cover finance or tech
Walk your audience through receiving an international payment and withdrawing it locally. Compare the options for a small invoice: Payxem, Payoneer, Wise and raw USDT, and what each means for the freelancer.
If your audience is freelancers and creators
Film a short reel creating and sending your first professional invoice. Start a "things no one tells new freelancers about getting paid" series.
If you publish for a regional or local-language community
Explain how to receive foreign income safely, and why fake-country PayPal accounts are a trap. Spotlight the local payout channels that actually work.
If you run a news desk or newsletter
The bigger story: how freelancers across South Asia and other underserved markets are turning to local payout rails and stablecoins to receive cross-border income, and what is driving the shift. Cover the trend, the people living it, and where Payxem fits as one of the options they now have. Data points and founder commentary available on request.
If you make long-form video or a podcast
Sit down with a freelancer who changed how they get paid, or host a founder Q&A on building for the markets big platforms skip. Works as a 10-minute explainer or a full interview episode.
07Ready-to-use copy
Influencer caption
Copy & paste
If you freelance from Pakistan, Bangladesh, or Nepal, getting paid is the hard part, PayPal barely works here. I've been using Payxem: send one payment link, the client pays however they want, and the money lands locally. Free to start. [link]
Short media blurb, around 50 words
Copy & paste
Payxem is an invoicing and payment platform built for freelancers and small businesses in emerging South Asian markets where PayPal falls short. Users send one payment link supporting card, bank, and stablecoin, and receive payouts that settle locally. Free to start, available on Google Play and as a web app.
Payxem is an invoicing and payment platform for freelancers and small businesses, with a focus on emerging markets underserved by traditional payment providers. Payxem is a technology service provider; payments are processed by regulated third-party providers, and Payxem does not hold or control user funds. Powered by LINC GLOBAL HUB INC., a Delaware corporation.